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Effective Date of Current Policy:  January 1, 2011

Overview ( “we” or “us”), is committed to keeping our customers informed about how we use the information we gather from you through the use of our website or sites linked to, the URL, and through the use of any of our co-branded or private label sites we maintain with one or more of our business partners (which website contains a link to this privacy policy or whose URL address contains any of the root URL “” )

Please read this privacy policy (“Policy”) carefully to understand how we will use and protect your personal information. We will not share your personal information with anyone except as described in this Policy. Changes to this Policy will be announced on each of our Sites at least ten (10) days in advance, so please check back periodically. By using any of the Sites or obtaining any product or service through any of the Sites, you agree to the collection and use of information as set forth in this Policy. If you do not agree to this Policy, please do not use any of the Sites. This Policy is incorporated into, and considered part of, our Terms and Conditions.

Questions regarding this Policy should be directed to [email protected] .